ISO 20022 Native

The intelligent Core Banking built for the AI era

The only Brazilian banking infrastructure built on a formal ontology. Launch accounts, Pix and cards under your brand, with BACEN, COSIF and IFRS already built in. Go to market without building core banking from scratch.

Documentation

POST /v1/pix/transfers200

{"id": "pix_2xKj9mNqR5vLwY","status": "completed","amount": 150000,"currency": "BRL","pix_key": "***@empresa.com","settlement": "instant","e2e_id": "E0926058820250321"}

SettledPixOutgoing

CheckingActive

Operating Account

R$0,00

ReserveActive

Escrow Account

R$0,00

Revenu dashboard: global balance, processed payments, issued cards, credit portfolio and daily Pix, boleto and TED volume.

Meet the app.

From onboarding to investments: the screens of the white-label app that runs on Revenu's core banking, under your brand.

Welcome, under your brand
White-label entry screen: your institution's logo, colors and messages.
Personal or business account
The same onboarding opens accounts for individuals and companies.
Home
Balances in real, dollar and euro, with Pix and boleto on the first screen.
Multi-currency balances
Accounts, FX, points, investments and the card bill in one place.
Products up front
Card, pre-approved credit and investments offered in the app.
Cards
Bill, limit, virtual card and blocking from the app itself.
Credit
Simulation, contracting, installments, prepayment and renegotiation.
Insurance
Policies, quotes and claims in the same account.
Points
Rewards program with a statement of earnings, redemptions and expirations.
Boleto
Pay by scanning the barcode or issue a charge in the account's name.
Investments
Fixed income, Tesouro Direto, funds, stocks and crypto.

TPS proven: 16.7K
Payment rails: 7
Ledger engines: 11
ISO 20022 messages: 37
Uptime SLA: 99.99%

Architecture

Financial services as code

01The problem

Building financial products shouldn't require integration with dozens of different providers. Our unified infrastructure connects your application directly to essential banking systems, eliminating unnecessary complexity.Building financial products shouldn't require integration with dozens of different providers. Our unified infrastructure connects your application directly to essential banking systems, eliminating unnecessary complexity.

02A single API

With Revenu, you access all banking technology through a single API. We built our own core, ledger and data model — and that model is a formal ontology in RDF/OWL, validated by SHACL shapes on every transaction.With Revenu, you access all banking technology through a single API. We built our own core, ledger and data model — and that model is a formal ontology in RDF/OWL, validated by SHACL shapes on every transaction.

03From first user to scale

Our platform offers scalability and flexibility from the first user to millions of transactions. You focus on your product, we handle all the banking infrastructure behind it.Our platform offers scalability and flexibility from the first user to millions of transactions. You focus on your product, we handle all the banking infrastructure behind it.

We know the Revenu Tech ecosystem very well — it offers speed and flexibility in its banking core, with an API-first approach and technology integrated with Woovi to build products that drive customer growth.

Rafael Turk

Founder and CEO, Woovi

Banking infrastructure for developers, simple and accessible in every possible format

Which solution is for me?

Onboarding

Ensure complete security for your customers and provide the best experience when opening digital accounts for individuals and businesses.

KYC
Security
Account
Agility

Revenu dashboard: onboarding requests with each customer's KYC and PEP journey

API Signup

1curl https://api.revenu.tech/signup \
2 -u:prod_1wieqakwT2N7NYRtZkUPS8t4scn \
3 -d entity_id=wieqakwT2N7NYRtZkUPS8t4scn \
4 -d account_type='checking' \
5 -d fdic_insured=true
▌

Sandbox

Open your sandbox account

Test the complete onboarding, with KYC and PEP, in sandbox.

Free sandbox environment · No credit card

Banking Accounts

Open bank accounts through a single API call. You provide the customer data, our infrastructure handles the entire operation and compliance.

Bank Account
Customer
API
Flow

Revenu dashboard: individual accounts with holder, opening date and balance

Create Bank Account API

1curl https://api.revenu.tech/bank-accounts \
2 -u:prod_1wieqakwT2N7NYRtZkUPS8t4scn \
3 -d entity_id=1wieqakwT2N7NYRtZkUPS8t4scn \
4 -d description='Settlement Account'
▌

Sandbox

Create your first account

Provision programmatic bank accounts via API.

Free sandbox environment · No credit card

Transfer Money

Execute instant transfers with robust banking infrastructure. Pix services integrated in a single API.

Transfer
ACH
API
Secure

Revenu dashboard: Pix transfers with settlement status and amount

Transfer Money API

1curl https://api.revenu.tech/transfers \
2 -u:prod_1wieqakwT2N7NYRtZkUPS8t4scn \
3 -d from_account=qakwT2N7NYRtZkUPS8t4scn \
4 -d to_account=wieqakwT2N7NYRtZkUPS8t4scn \
5 -d amount=50000
▌

Sandbox

Send your first transfer

Test Pix, TED and transfers between accounts in sandbox.

Free sandbox environment · No credit card

Issue Cards

Issue virtual and physical cards with your own card program. Control limits, authorization rules and interchange via API.

Card
Virtual
Debit
Credit

Revenu dashboard: card management with issued cards, orders and operations

Issue Card API

1curl https://api.revenu.tech/cards/issue \
2 -u:prod_1wieqakwT2N7NYRtZkUPS8t4scn \
3 -d program_id=cprog_3xMn8kR5vLw \
4 -d type='virtual' \
5 -d holder_name='Maria Silva' \
6 -d limit=50000
▌

Sandbox

Issue your first card

Create virtual and physical cards with your own program.

Free sandbox environment · No credit card

Sandbox

Open your sandbox account

Test the complete onboarding, with KYC and PEP, in sandbox.

Free sandbox environment · No credit card

Compliance & Security

BACEN

ISO 27001

PCI DSS v4.0

LGPD

MED 2.0

ISO 20022

Why Revenu?

Built by engineers who understand your team's challenges

About Revenu

Direct technology access

We build our own banking infrastructure with developers in mind. Core, ledger and ontology are ours, not licensed. You integrate straight with the layer that moves the money.

Verifiable compliance

BACEN, COSIF and IFRS requirements encoded as formal constraints in the ontology — checked automatically, auditable directly by your risk team.

Specialized support

Technical team dedicated exclusively to developers and builders. Specialized support from the first commit to production deployment.

Your partner at any scale

Building scalable financial products is a complex challenge. We are the partner that takes on the entire banking layer — regulation, ledger and settlement — so your roadmap is only about product.

MVP
Start
First users
1K+
Growth
Thousands of users
1M+
Scale
Millions of users

We know what it means to innovate

We build regulated financial infrastructure — 7 international standards absorbed into the ontology, from FIBO to ISO 20022. The sector's technical and regulatory challenges live in our data model, not in your backlog.

Our commitment

Tools, documentation and technical support from a team that runs the same infrastructure in production every day.

About Revenu

Start building today

Direct access to complete banking infrastructure: accounts, cards, payments and capital. Build your financial products on your terms, without unnecessary intermediaries.

DocumentationEverything you need to get started with our APIs and build your financial products.Getting StartedStep-by-step guides and tutorials to get your first financial product up and running quickly.Contact SalesTalk to our sales team and get your questions answered.

ISO 20022 Native

The intelligent Core Banking built for the AI era

Documentation

POST /v1/pix/transfers200

{"id": "pix_2xKj9mNqR5vLwY","status": "completed","amount": 150000,"currency": "BRL","pix_key": "***@empresa.com","settlement": "instant","e2e_id": "E0926058820250321"}

SettledPixOutgoing

CheckingActive

Operating Account

R$0,00

ReserveActive

Escrow Account

R$0,00

Meet the app.

From onboarding to investments: the screens of the white-label app that runs on Revenu's core banking, under your brand.

Welcome, under your brand
White-label entry screen: your institution's logo, colors and messages.
Personal or business account
The same onboarding opens accounts for individuals and companies.
Home
Balances in real, dollar and euro, with Pix and boleto on the first screen.
Multi-currency balances
Accounts, FX, points, investments and the card bill in one place.
Products up front
Card, pre-approved credit and investments offered in the app.
Cards
Bill, limit, virtual card and blocking from the app itself.
Credit
Simulation, contracting, installments, prepayment and renegotiation.
Insurance
Policies, quotes and claims in the same account.
Points
Rewards program with a statement of earnings, redemptions and expirations.
Boleto
Pay by scanning the barcode or issue a charge in the account's name.
Investments
Fixed income, Tesouro Direto, funds, stocks and crypto.

TPS proven: 16.7K
Payment rails: 7
Ledger engines: 11
ISO 20022 messages: 37
Uptime SLA: 99.99%

Architecture

Financial services as code

01The problem

02A single API

03From first user to scale

We know the Revenu Tech ecosystem very well — it offers speed and flexibility in its banking core, with an API-first approach and technology integrated with Woovi to build products that drive customer growth.

Rafael Turk

Founder and CEO, Woovi

Banking infrastructure for developers, simple and accessible in every possible format

Which solution is for me?

Onboarding

Ensure complete security for your customers and provide the best experience when opening digital accounts for individuals and businesses.

KYC
Security
Account
Agility

API Signup

1curl https://api.revenu.tech/signup \
2 -u:prod_1wieqakwT2N7NYRtZkUPS8t4scn \
3 -d entity_id=wieqakwT2N7NYRtZkUPS8t4scn \
4 -d account_type='checking' \
5 -d fdic_insured=true
▌

Sandbox

Open your sandbox account

Test the complete onboarding, with KYC and PEP, in sandbox.

Free sandbox environment · No credit card

Banking Accounts

Open bank accounts through a single API call. You provide the customer data, our infrastructure handles the entire operation and compliance.

Bank Account
Customer
API
Flow

Create Bank Account API

1curl https://api.revenu.tech/bank-accounts \
2 -u:prod_1wieqakwT2N7NYRtZkUPS8t4scn \
3 -d entity_id=1wieqakwT2N7NYRtZkUPS8t4scn \
4 -d description='Settlement Account'
▌

Sandbox

Create your first account

Provision programmatic bank accounts via API.

Free sandbox environment · No credit card

Transfer Money

Execute instant transfers with robust banking infrastructure. Pix services integrated in a single API.

Transfer
ACH
API
Secure

Transfer Money API

1curl https://api.revenu.tech/transfers \
2 -u:prod_1wieqakwT2N7NYRtZkUPS8t4scn \
3 -d from_account=qakwT2N7NYRtZkUPS8t4scn \
4 -d to_account=wieqakwT2N7NYRtZkUPS8t4scn \
5 -d amount=50000
▌

Sandbox

Send your first transfer

Test Pix, TED and transfers between accounts in sandbox.

Free sandbox environment · No credit card

Issue Cards

Issue virtual and physical cards with your own card program. Control limits, authorization rules and interchange via API.

Card
Virtual
Debit
Credit

Issue Card API

1curl https://api.revenu.tech/cards/issue \
2 -u:prod_1wieqakwT2N7NYRtZkUPS8t4scn \
3 -d program_id=cprog_3xMn8kR5vLw \
4 -d type='virtual' \
5 -d holder_name='Maria Silva' \
6 -d limit=50000
▌

Sandbox

Issue your first card

Create virtual and physical cards with your own program.

Free sandbox environment · No credit card

Sandbox

Open your sandbox account

Test the complete onboarding, with KYC and PEP, in sandbox.

Free sandbox environment · No credit card

Compliance & Security

BACEN

ISO 27001

PCI DSS v4.0

LGPD

MED 2.0

ISO 20022

Why Revenu?

Built by engineers who understand your team's challenges

About Revenu

Direct technology access

We build our own banking infrastructure with developers in mind. Core, ledger and ontology are ours, not licensed. You integrate straight with the layer that moves the money.

Verifiable compliance

BACEN, COSIF and IFRS requirements encoded as formal constraints in the ontology — checked automatically, auditable directly by your risk team.

Specialized support

Technical team dedicated exclusively to developers and builders. Specialized support from the first commit to production deployment.

Your partner at any scale

Building scalable financial products is a complex challenge. We are the partner that takes on the entire banking layer — regulation, ledger and settlement — so your roadmap is only about product.

MVP
Start
First users
1K+
Growth
Thousands of users
1M+
Scale
Millions of users

We know what it means to innovate

Our commitment

Tools, documentation and technical support from a team that runs the same infrastructure in production every day.

About Revenu

Start building today

Direct access to complete banking infrastructure: accounts, cards, payments and capital. Build your financial products on your terms, without unnecessary intermediaries.

The intelligent Core Banking built for the AI era

Meet the app.

Banking infrastructure for developers, simple and accessible in every possible format

Process transfers with full control through a single API.

Integrated credit and debit card issuance and processing.

Native components for Android and iOS.

Identity and security in a single integration.

Our own core with 11 ledger engines, accounts and transactions.

Natively integrates accounting, tax issuance, and BACEN documents.

Process bulk payments automatically.

Facilitate international remittances integrated into your system.

Monitor financial operations with complete real-time visibility.

Onboarding

Open your sandbox account

Banking Accounts

Create your first account

Transfer Money

Send your first transfer

Issue Cards

Issue your first card

Open your sandbox account

Built by engineers who understand your team's challenges

Direct technology access

Verifiable compliance

Specialized support

Your partner at any scale

We know what it means to innovate

Our commitment

Start building today

The intelligent Core Banking built for the AI era

Meet the app.

Banking infrastructure for developers, simple and accessible in every possible format

Process transfers with full control through a single API.

Integrated credit and debit card issuance and processing.

Native components for Android and iOS.

Identity and security in a single integration.

Our own core with 11 ledger engines, accounts and transactions.

Natively integrates accounting, tax issuance, and BACEN documents.

Process bulk payments automatically.

Facilitate international remittances integrated into your system.

Monitor financial operations with complete real-time visibility.

Onboarding

Open your sandbox account

Banking Accounts

Create your first account

Transfer Money

Send your first transfer

Issue Cards

Issue your first card

Open your sandbox account

Built by engineers who understand your team's challenges

Direct technology access

Verifiable compliance

Specialized support

Your partner at any scale

We know what it means to innovate

Our commitment

Start building today