19 Native ISO 20022 Messages

Full ISO 20022 compliance with native message support across payments, cash management, mandates, and ATM operations. Built for global interoperability from day one.

Message Catalog

Every message is natively supported in our core, with full schema validation, enrichment, and transformation capabilities.

pacs(4)

pacs.008

Credit Transfer

Initiate credit transfers between financial institutions with full remittance data.

pacs.002

Payment Status

Receive real-time status reports for submitted payment instructions.

pacs.004

Payment Return

Process returns of previously executed credit transfers with reason codes.

pacs.028

Status Request

Request the status of a previously sent payment instruction.

camt(5)

camt.052

Balance Report

Intraday balance and transaction reports for real-time cash position monitoring.

camt.053

Account Statement

End-of-day account statements with full transaction details and balances.

camt.029

Resolution of Investigation

Provide resolution details for payment investigations and inquiries.

camt.056

Cancellation Request

Request cancellation of a previously submitted payment instruction.

camt.087

Request to Investigate

Initiate investigation requests for missing or incorrect payments.

pain(4)

pain.009

Mandate Initiation

Create new direct debit mandates with creditor and debtor details.

pain.010

Mandate Amendment

Modify existing mandate parameters such as amount limits or frequency.

pain.011

Mandate Cancellation

Cancel active mandates with proper notification to all parties.

pain.012

Creditor Activation

Activate creditor participation in direct debit schemes.

admi(1)

admi.004

System Event Notification

Receive system-level event notifications for operational awareness.

trck(1)

trck.001

BookTransfer Tracking (MED)

Track internal book transfers with Market Event Data for reconciliation.

ATM(4)

catp.001

ATM Withdrawal

Process ATM cash withdrawal transactions with card and terminal data.

catp.002

ATM Deposit

Handle ATM cash and check deposit operations with validation.

catp.003

ATM Balance Inquiry

Retrieve account balance information through ATM terminals.

caam.001

ATM Management

Manage ATM device status, configuration, and operational parameters.

Why ISO 20022?

The global standard for financial messaging, enabling richer data, better compliance, and seamless cross-border operations.

SWIFT Migration Ready

Fully prepared for the SWIFT MT to MX migration timeline. Support both legacy MT and new ISO 20022 MX formats during the transition period.

SPI Compliance

Native compliance with Brazil's Instant Payment System (SPI) requirements, using ISO 20022 as the standard messaging format.

Global Interoperability

Communicate seamlessly with any financial institution worldwide using the universal ISO 20022 standard. One format, every market.