Card Programs · Dedicated BIN · Interchange
Your card program, your rules, your interchange
Credit, debit and prepaid issuing and processing with a dedicated BIN. 100% of the interchange is yours, and so are the authorization rules — configurable by API in real time.
Revenu
4829
TitularMaria Silva
Validade12/28
AuthorizationsLive
ABC Store
R$ 150,00Approved
App Store
$ 9.99Approved
Shell Station
R$ 250,00Pending
< 200ms
Virtual issuing
100%
Interchange held
3x
Networks
24/7
Authorizations
PCI DSS
Certification
5
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5 card types,one program
Launch debit, credit, prepaid, virtual or physical cards with a dedicated BIN and full control over interchange.
Credit
Revolving limit with a monthly statement
Debit
Charged directly against the account balance
Prepaid
Standalone top-up with no bank account
Virtual
Instant issuing for e-commerce
Physical
Customized with your brand's design
Complete program,full control
Program
API First
Every issuing and processing capability is available through a documented API, with a sandbox identical to production and webhooks for every state change.
Complete and Secure Operations
Issue and process credit and debit cards through intuitive endpoints. Integrate full authorization, capture, and settlement flows simply and directly, with full control over operations.
Flexible Limit and Rule Configuration
Define usage policies, transactional limits, and security rules. Adjust parameters in real-time without deployment: everything configurable on demand to quickly adapt to business needs.
Real-Time Event-Driven Traceability
Each transaction generates structured and traceable events. Monitor authorizations, declines, and reversals in real-time, with complete logs for auditing, reconciliation, and performance analysis. Full transparency of the transactional flow.
Operations
Native Tokenization
PCI DSS encrypted tokens. Full digital lifecycle — activation, blocking, cancellation.
Instant virtual card
Issued in milliseconds. Available for online purchases, digital wallets and contactless payment.
Lifecycle management
Activation, blocking, unblocking, cancellation and reissue — all via API, with webhooks.
Dispute and chargeback
Dispute handling via API. Evidence, deadlines and automated resolution with an audit trail.
Revenue
Dedicated BIN
Your own program with a dedicated BIN. Control over design, benefits and authorization rules.
100% Interchange
All the interchange is yours. Control your unit economics with no volume ceiling.
Card webhooks
Authorization, capture, refund, block and dispute events. HMAC and automatic retry.
Dynamic rules
Blocking by MCC, geofencing and hourly, daily or monthly limits. Configurable by API in real time.
Your own programwith Revenu
Managed program
With Revenu
Program
Managed, no control
Dedicated BIN, full control
Interchange
Held by the issuer
100% yours
Virtual issuing
Issuer's manual process
By API, in milliseconds
Authorization rules
Fixed / limited
Dynamic, in real time
Customization
Issuer template
Your own design and rules
Disputes
Manual process
Automated handling via API
Issue your first cardnow
A sandbox with a test program, simulated BIN and mock authorizations.
Free sandboxTest BINSimulated authorizations
Sandbox
Issue a card
Test program in the sandbox.
Free sandbox environment · No credit card
PCI DSS certified
BACEN
ISO 27001
PCI DSS v4.0
LGPD
MED 2.0
ISO 20022
Start building today
Direct access to complete banking infrastructure: accounts, cards, payments and capital. Build your financial products on your terms, without unnecessary intermediaries.