Public Roadmap

Transparency in development. Follow what we've delivered, what we're building, and where we're headed next.

Delivered

11 Ledger Engines- Full suite of accounting engines including posting, mapping, IFRS, validation, and more.
7 Payment Rails- PIX, TED, Boleto, Wire, ACH, SEPA CT, and RTP active and processing.
Ontology v0.5- Domain model with 14 aggregates, 30 commands, 32 queries, and 38+ events.
PIX v2.9- Full PIX support with instant payments, QR codes, and PIX Cobranca.
Multi-PSTI Failover- Automatic failover between payment service providers with zero downtime.

In Progress

DDD Full- Complete domain-driven design with bounded contexts and aggregate roots.
DSL Unification- Unified domain-specific language across all ledger engines and payment rails.
Event Sourcing- Full event sourcing implementation for audit trail and temporal queries.

Planned

BACEN Integration Suite- Direct integration with Brazil's Central Bank reporting and regulatory systems.
ISO 27001- Information security certification for enterprise compliance requirements.
Billing (Billos)- Full billing engine for invoicing, subscriptions, and revenue recognition.
ATM (IstoOS)- ATM operations engine with PIX Saque, PIX Troco, and CEN/XFS compatibility.
Open Finance- Open Finance APIs for data sharing, payment initiation, and consent management.

Planned

Compliance Certification- BACEN, COSIF, and IFRS validated compliance framework for regulated institutions.

Future

SDD Pipeline- SEPA Direct Debit processing pipeline for European market expansion.
1M TPM Benchmark- One million transactions per minute benchmark for enterprise-grade throughput.
PIX Streaming- Real-time PIX event streaming for analytics and monitoring.
UK Rails- BACS and Faster Payments integration for the UK market.
Stablecoins- Stablecoin settlement rails for digital asset payments.

13 rails: 7 active + 6 pre-integrated (SEPA CT, SEPA Instant, BACS, Faster Payments, Stablecoins, FedNow)