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AtmOS · ATM as a Service

ATM infrastructure fully programmable via API

PIX Saque, PIX Troco, cash-in/cash-out, remote terminal management, native CEN/XFS, and real-time monitoring. Complete ATM network infrastructure — all via API.

Get startedView documentation
Terminal NetworkAll online
ATM-001SP Centro
R$ 45.200
ATM-002RJ Copacabana
R$ 32.800
ATM-003BH Savassi
R$ 0
Recent TransactionsLive
PIX SaqueATM-001
R$ 500agora
PIX TrocoATM-002
R$ 802min
DepositATM-001
R$ 2.3505min
WithdrawalATM-002
R$ 1.0008min
Dispenser Status · ATM-001
R$ 100
180
R$ 50
240
R$ 20
320
R$ 10
150
CEN/XFS

Native standard

< 3s

Transaction time

99.9%

Uptime SLA

PIX

Saque & Troco

PCI PTS

Terminal security

Real-time

Monitoring

ATM building blocks for any terminal network

Transactions
PIX SaqueQR code withdrawal
PIX TrocoPurchase + change
Cash WithdrawalTraditional
Cash DepositNote recognition
Terminal Management
Remote ManagementFull control via API
CEN/XFSNative hardware standard
Real-time MonitoringStatus & alerts
Smart DispenserNote optimization
Security & Compliance
PCI PTSTerminal security
Integrated LedgerPer-terminal accounting
ISO 20022Native messaging
Anti-fraudReal-time

From terminal to settlement — fully integrated

AtmOS connects your terminal hardware to the financial infrastructure. CEN/XFS-native drivers, real-time transaction processing, integrated ledger per terminal, and automatic settlement via SPI/SPB.

Terminal NetworkCEN/XFS
ATMKioskCash RecyclerSmart SafePOS
AtmOS
Transaction + Monitoring

PIX Saque

QR + SPI

Cash Mgmt

Dispenser control

Ledger

Per-terminal

Monitoring

Real-time alerts

Financial InfrastructureSPI · SPB · BACEN
SPI (PIX)
SPB
CIP
BACEN
PCI PTS

Full ATM control, one API

From PIX Saque to terminal monitoring — every ATM operation accessible via REST endpoints.

PIX Saque via QR code

Generate withdrawal QR codes for any ATM terminal. Instant settlement via SPI.

PIX Saque — Request
1
curl https://api.revenu.com/atm/pix-saque \
2
-u:prod_key \
3
-d terminal_id='atm_001' \
4
-d amount=500 \
5
-d pix_key='user@email.com'
▌
Response — 200 OK
{
"id": "txn_3xMn8kR5",
"type": "pix_saque",
"amount": 500,
"qr_code": "00020126...",
"status": "awaiting_scan"
}▌

Everything you need, nothing you don't

Transactions

PIX Saque

Instant withdrawal via QR code. Customer scans, terminal dispenses. Settlement in seconds via SPI.

PIX Troco

Purchase with change. Customer pays for goods and receives cash back at the terminal.

Smart Deposit

Note recognition with automatic counting and validation. Instant credit to account.

Cash Recycling

Deposited notes are recycled for withdrawals. Reduces cash replenishment frequency.

Operations

CEN/XFS

Native CEN/XFS hardware abstraction. Compatible with NCR, Diebold Nixdorf, and Hyosung terminals.

Fleet Management

Geo-located terminal registry. Group management, remote configuration, and software updates.

Predictive Monitoring

AI-based cash level forecasting and proactive maintenance alerts before failures occur.

Analytics Dashboard

Transaction volume, cash usage patterns, uptime metrics, and revenue per terminal via API.

Developer

Full Sandbox

Simulate terminal operations, PIX Saque flows, and cash management in production-identical environment.

Terminal Emulator

Software emulator for CEN/XFS testing without physical hardware. Full dispenser/depositary simulation.

Real-time Webhooks

Events for every terminal state change: transaction, cash level, hardware alert, and maintenance.

Native SDKs

Go, Node.js, Python, and Java. Terminal management and transaction processing libraries.

Why AtmOS over legacy middleware?

Legacy
AtmOS
Terminal integration
Proprietary middleware
CEN/XFS nativo via API
PIX Saque / Troco
Not supported
Native with QR + SPI
Cash management
Manual counting
Automated per-note tracking
Monitoring
Periodic polling
Real-time + predictive AI
Settlement
End-of-day batch
Instant per-transaction
Hardware support
Single vendor
NCR, Diebold, Hyosung
Case Study

“AtmOS transformed our ATM network. PIX Saque increased terminal usage by 280%, and predictive monitoring reduced downtime by 85%. We went from 200 to 1,200 terminals in 8 months.”

COO, ATM Network Zeta
280%

Usage increase

85%

Less downtime

1.200

Terminals managed

Try AtmOS now

Simulate PIX Saque, test terminal management, and explore cash operations — all with our CEN/XFS emulator in a production-identical sandbox.

Free sandboxCEN/XFS emulator includedNo hardware required
Sandbox

Access the sandbox

Test credentials in minutes.

Access the sandbox

Free sandbox environment · No credit card

Regulated from day one

BACEN
ISO 27001
PCI DSS v4.0
LGPD
MED 2.0
ISO 20022

Start building today

Direct access to complete banking infrastructure: accounts, cards, payments and capital. Build your financial products on your terms, without unnecessary intermediaries.

Documentation

Everything you need to get started with our APIs and build your financial products.

Getting Started

Step-by-step guides and tutorials to get your first financial product up and running quickly.

Contact Sales

Talk to our sales team and get your questions answered.