Digital Wallets

Digital wallets with real-time balance management

P2P transfers, top-ups, QR code payments, and real-time balance management. Build complete wallet experiences with instant PIX settlement.

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The challenge

Building a digital wallet requires ledger management, real-time balances, multi-rail payments, KYC, and regulatory compliance — a full banking stack.

With Revenu

Revenu provides the complete wallet infrastructure: accounts with real-time ledger, PIX/TED/Boleto payments, P2P transfers, and integrated KYC — all API-first.

Top-up via PIX

Real-time balance

P2P transfer

QR payment

See it in action

POST /transfers/p2p

1curl https://api.revenu.tech/transfers/p2p \
2 -u:prod_key \
3 -d from_account='acc_sender' \
4 -d to_account='acc_receiver' \
5 -d amount=5000
▌

Response — 200 OK

{

"id": "txn_9pQr2s",

"type": "p2p",

"amount": 5000,

"status": "completed",

"latency_ms": 45

}▌

Products used

Core Banking

Accounts & ledger

ChargeOS

QR payments

RiskOS

Fraud prevention

Before

With Revenu

Time to launch

6-12 months

6 weeks

Balance latency

Batch updates

Real-time

KYC

Separate vendor

Integrated

What the platform delivers

Platform capabilities for this use case, measured in production.

< 50ms

P2P transfer

Real-time

Balance updates

PIX + QR

Payment methods

Start building today

Direct access to complete banking infrastructure: accounts, cards, payments and capital. Build your financial products on your terms, without unnecessary intermediaries.

Documentation

Everything you need to get started with our APIs and build your financial products.

Getting Started

Step-by-step guides and tutorials to get your first financial product up and running quickly.

Contact Sales

Talk to our sales team and get your questions answered.