Instant Payments
Instant PIX transfers on an event-driven architecture. Multi-PSTI with automatic failover, and every transaction traceable from initiation to settlement.
1{
2 "id": "b2f5e3a0-9c1d-4f7a-8b2e-1234567890ab",
3 "user": {
4 "name": "John Doe",
5 "email": "johndoe@example.com",
6 "phone": "+55-11-98888-7777",
7 "document": "12345678900",
8 "address": {
9 "street": "Rua das flores",
10 "number": "123",
11 "city": "São Paulo",
12 "state": "SP",
13 "zip": "01000-000",
14 "country": "BR"
15 },
16 "date_of_birth": "1990-01-01"
17 },
18 "onboarding_status": "pending",
19 "steps_completed": 0,
20 "preferences": {
21 "newsletter": true,
22 "notifications": true
23 },
24 "metadata": {
25 "channel": "web_app",
26 "referral_code": null
27 },
28 "created_at": "2025-10-15T18:00:00-03:00"
29}
Why Revenu for Instant Payments
Guaranteed Performance
Every PIX payment goes through validation, routing and settlement on an event-driven architecture, with a per-event audit trail.
UPTIME | GUARANTEED SLA
99.99%
LATENCY | AVERAGE TIME
< 100 ms
DATA | TRACEABILITY
100%
ISO 20022
Full compliance with the ISO 20022 global standard, ensuring interoperability, transparency, and process optimization aligned with international guidelines.
Event-Driven Architecture
Our architecture is event-driven. Each instant payment transaction is detected, interpreted, and transformed into actionable insights in real time. This enables precision, scalability, and responsiveness across systems.
API First
Every PIX capability is available through a documented API: send, receive, QR Code, Cobrança, Batch and MED 2.0 refunds. A sandbox identical to production.
Intelligent Validation
The platform automatically validates payment credentials, monitors transactional limits, and processes payments in parallel. Includes real-time alerts for success or failure, and complete reports for reconciliation.
Create Bank Account API
1curl https://api.revenu.tech/bank-accounts \2-u:prod_1wieqakwT2N7NYRtZkUPS8t4scn \3-d entity_id=ent_1wieqakwT2N7NYRtZkUPS8t4scn \4-d description='Account opening request'▌
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Start building today
Direct access to complete banking infrastructure: accounts, cards, payments and capital. Build your financial products on your terms, without unnecessary intermediaries.